Real Examples — Non-Maine Students

Real Examples of First-Year Student Aid Packages

Below are some sample financial aid awards received by first-year students in the University of Maine at Farmington (UMF) class of 2015 who are out-of-state (non-Maine) residents. We hope these examples will help you better understand the types of packages that are typically awarded.

The case studies below (composites based on real UMF students) are intended for informational purposes only. The actual cost is dependent on your specific situation.

Note: The case studies below are based on the University of Maine at Farmington's 2010-2011 expenses of $25,382 per year and $20,710 per year (through the New England Regional Program).


Matt

Matt is from a family of four living in Connecticut. His family's annual household income is $105,000 and his family's additional assets are $25,000. Matt's Family Contribution (from the FAFSA) was $12,300.
UMF Bill $25,382
Minus Financial Aid - $13,900
Balance Left To Pay $11,482

How Did This Work?
Matt applied for - and received - the following financial assistance:
University Grant $5,800; UMF Presidential Scholarship $3,000; Federal Work-Study $1,600; Stafford Loan $3,500.

Amanda

Amanda is from a family of three living in New York. Her family's annual household income is $95,000 and her family's additional assets are $7,500. Amanda's Family Contribution (from the FAFSA) was $18,000.
UMF Bill $25,382
Minus Financial Aid - $11,000
Balance Left To Pay $14,382

How Did This Work?
Amanda applied for - and received - the following financial assistance:
University Grant $2,500; UMF Presidential Scholarship $3,000; Stafford Loan $5,500.

Nate

Nate is from a single parent living in southern Vermont. His family's annual household income is $45,000 and his family's additional assets are $200. Nate's Family Contribution (from the FAFSA) was $3,400.
UMF Bill $25,382
Minus Financial Aid - $21,750
Balance Left
To Pay		 $3,632

How Did This Work?

Nate applied for - and received - the following financial assistance:
Pell Grant $2,200; Federal Supplemental Educational Opportunity Grant $1,500; University Grant $4,500; Federal Academic Competitiveness Grant $750; UMF Academic Recognition Scholarship $4,500; Federal Work-Study $1,600; Stafford Loan $5,500; outside aid $1,200.

 

Jessica

Jessica is from a family of five living on Cape Cod in Massachusetts. Her family's annual household income is $75,000 and her family's additional assets are $60,000. Jessica's Family Contribution (from the FAFSA) was $8,500.
UMF Bill $25,382
Minus Financial Aid - $18,600
Balance Left To Pay $6,782

How Did This Work?
Jessica applied for - and received - the following financial assistance:
University Grant $6,500; UMF Presidential Scholarship $3,000; Federal Work-Study $1,600; Stafford Loan $5,500; outside aid $2,000.

Kristen

Kristen is from a family of four living in northern New Hampshire. She is enrolled in the Community Health Education program at UMF, which qualifies her to receive the discounted New England Regional Program tuition rate*. Her family's annual household income is $30,000 and her family's additional assets are $17,500. Kristen's Family Contribution (from the FAFSA) was $200.
UMF Bill $20,710*
Minus Financial Aid - $19,750
Balance Left To Pay $960

How Did This Work?
Kristen applied for - and received - the following financial assistance:
Pell Grant $5,400; Federal Supplemental Educational Opportunity Grant $1,500; University Grant $3,500; Academic Competitiveness Grant $750; Federal Work Study $1,600; Stafford Loan $5,500; outside aid $1,000.

*Note: Through the New England Regional Program, students from other New England states and Canada can apply for certain academic programs at Farmington and pay reduced tuition. (The academic programs that qualify for this vary by state.) Because Kristen is enrolled at UMF in a qualifying academic program for her state (Community Health Education) her UMF Bill was just $20,710. That's a tuition break more than $4,500, right off the top. For details and qualifying programs by state, see the New England Regional Program link.

Please note: For each example the UMF Bill includes: tuition, mandatory fees, room & board. The figure used to determine financial aid, however, is $27,750, which ALSO takes into consideration other expenses such as travel, books, and miscellaneous expenses. Federal Work-Study does not go toward the UMF Bill.